AlaConsumerLaw.com -- Your Information Center for Consumer Rights in Alabama

Sponsored by Kenneth J. Riemer, Attorney at Law.
A practice dedicated to representing the Alabama consumer.


Free Legal Consultation -- If you have questions about your rights or have a problem you would like to discuss with a consumer rights attorney, call 1-877-432-9212. There is no charge for your call.

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Debt Collectors: Fighting Back

Problems with your Mortgage Company?

Foreclosure Facts and Your Rights

Credit Reporting and Your Rights

Identity Theft: What to Do

Credit Card Disputes

Bogus Collection Suit: How to Respond

Alabama's Lemon Law: Things You Should Know

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Debt Collector Abuse: It's Against the Law

Collector Abuse Is --

  • Harassing or Abusive Tactics
  • Making False Threats
  • Trying to Collect Debt You Do Not Owe
  • Calling at Odd Hours
  • Talking to Others about Your Debt
  • Reporting False Debt on Your Credit Report
  • Filing Collection Lawsuits on Bogus or Stale Debt

These actions violate your legal rights. Find out how to fight back here.


Been Sued By A Debt Collector?
Take This Quiz

  • Do you Recognize the Name of the Company Suing You as One of Your Creditors?
  • Do You Recognize the Account or Debt You're Being Sued For?
  • If You Recognize the Debt, Is the Amount Listed in the Complaint Correct? Has a Payment Been Made Within the Last 3 Years?

If you answered NO to any of these questions, then you may have a claim for debt collection abuse and you need to know your rights. Federal law protects you from being pursued by a debt collector for consumer debt that you do not owe or debt that is too old to be enforced. Click here to find out more about your rights and how you can hire a Alabama Consumer Attorney to fight for you with little or no up front cost.

Act Now - especially if you have a trial date scheduled.


Zombie Debt: Are You A Victim?

You might be if you've been contacted by a collector about a debt you've never heard of or if the debt is many years old. Read this article from Forbes.com about the high volume of bogus debt being sold to outside collectors. Those collectors try to coerce payment even though much of this debt is not legally collectable. If you have been sued by a collector, click here to find out how you can fight back.




To find out more about your rights or to contact a consumer lawyer for a free consultation, call 1-877-432-9212 or email Kenneth J. Riemer, Attorney at Law.

There are important and very real disclaimers attached to the information provided here, including a reminder that this site is not intended to provide state law information for any state other than Alabama and that the information provided is not intended as, and can not be a substitute for, legal advice addressing your specific situation. For more, go to legal disclaimer.

No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. Please read additional disclaimers.

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Last update: 11/24/2008